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  • Call or Text: 510-833-8802

Today King’s Rate

Our great rate for 06/22/2020, rate subjects to change without prior notification. (Zero closing cost transaction does not apply to Stated Income Programs or Hard Money Loan Programs. Zero closing cost also will require 720 FICO score and >$400,000 loan amount. For all other loan scenarios, please contact us at 510-833-8802 for pricing detail).

Conforming Loan Limit

1 Unit < $510,400, 2 Units < $653,550

3 Units < $789,950, 4 Units < $981,700

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

2.75%

2.875% APR

15 Years Fixed

2.375%

2.55% APR

10 Years Fixed

2.375%

2.55% APR

7/1
ARM

N/A

N/A

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details).

30 Years Fixed

3.375%

3.55% APR

15 Years Fixed

2.875%

3.11% APR

10 Years Fixed

2.875%

3.11% APR

7/1
ARM

N/A

N/A

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

2.875%

2.99% APR

15 Years Fixed

2.75%

2.88% APR

10 Years Fixed

2.75%

2.88% APR

7/1
ARM

N/A

N/A

Investment Property – Subject property must be 2-4 units Multiple-Units property. 

30 Years Fixed

3.625%

3.75% APR

15 Years Fixed

3.125%

3.25% APR

10 Years Fixed

3.125%

3.25% APR

7/1
ARM

N/A

N/A

Super Conforming Loan Limit

(Only applies if property is located in certain High Cost Living Area designated by Fannie Mae)

1 Unit < $765,600, 2 Units < $980,325

3 Units < $1,184,925, 4 Units < $1,472,550

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

3.00%

3.125% APR

15 Years Fixed

2.75%

2.875% APR

10 Years Fixed

2.75%

2.875% APR

7/1
ARM

N/A

N/A

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details). (0.5% of the loan is applicable as closing cost).

30 Years Fixed

4.125%

4.375% APR

15 Years Fixed

N/A

N/A

10 Years Fixed

N/A

N/A

7/1
ARM

N/A

N/A

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

4.125%

4.375% APR

15 Years Fixed

N/A

N/A

10 Years Fixed

N/A

N/A

7/1
ARM

N/A

N/A

Investment Property – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

N/A

N/A

15 Years Fixed

N/A

N/A

10 Years Fixed

N/A

N/A

7/1
ARM

N/A

N/A

Loan amount up to $7,000,000, 6 months reserve of PITIA might be applicable. Call for pricing detail.

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

3.125%+

3.375%+ APR

15 Years Fixed

3.00%+

3.25%+ APR

10 Years Fixed

3.00%+

3.25%+ APR

7/1
ARM

2.875%+

3.125%+ APR

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details).

30 Years Fixed

3.875%+

4.125%+ APR

15 Years Fixed

3.75%+

3.875%+ APR

10 Years Fixed

3.75%+

3.875%+ APR

7/1
ARM

N/A

N/A

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call For Details

Call For Details

15 Years Fixed

Call For Details

Call For Details

10 Years Fixed

Call For Details

Call For Details

7/1
ARM

Call For Details

Call For Details

Investment Property – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call For Details

Call For Details

15 Years Fixed

Call For Details

Call For Details

10 Years Fixed

Call For Details

Call For Details

7/1
ARM

Call For Details

Call For Details

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details).

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Horizontal 4

Investment Property – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

3/1
ARM I/O

7.00%+

Call for Details

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details).

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Investment Property – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Any property that is more than 4 units, mixed-used property or commercial property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

3.50%+

3.75%+ APR

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Horizontal 2

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required (20% Equity program available at different rate, call for details).

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Horizontal 3

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Horizontal 4

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Primary Home/Second Home – Subject Property Must be Single Family/Town House/Condo

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Investment Property – Subject Property Must be Single Family/Town House/Condo 25% Equity Required

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Primary Home/Second Home – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

Investment Property – Subject property must be 2-4 units Multiple-Units property.

30 Years Fixed

Call for Details

Call for Details

15 Years Fixed

Call for Details

Call for Details

10 Years Fixed

Call for Details

Call for Details

7/1
ARM

Call for Details

Call for Details

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